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Banking

Opening a bank account in the United States and Financial Smarts!

Having a bank account is very important in the United States. For example, many employers prefer to use direct deposit for your paycheck. Direct deposit will deposit your earnings directly into your bank account instead of providing you with a physical paycheck. You will need a bank account in order to take advantage of this option. UMBC has developed Financial Smarts @ UMBC to help students obtain the tools necessary to make informed and effective decisions about finances. The website also has a page that in tailored specifically to international students and international wire transfers. Once you start making money, it is important to develop this important life skills so that you can prepare for your financial future.

There are many options when choosing a bank in the United States. UMBC has a co-branded website with PNC Bank. The website contains financial literacy options including Banking in the US. You can visit the website here.

Other banks in the UMBC area:

Bank of America
5211 East Drive
Baltimore Maryland, 21227
www.bankofamerica.com
 
Wells Fargo Bank
1060 Maiden Choice Lane
Baltimore, Maryland 21229
www.wellsfargo.com
 
Maryland State Employees Credit Union (ATM On Campus)
University of Maryland, Baltimore branch
418 W. Baltimore St. 
Baltimore, Maryland 21201
www.secumd.org